Thought Machine

Thought Machine is a financial technology company providing cloud-native banking infrastructure for banks, fintechs and other financial institutions. Its Vault platform combines Vault Core, a real-time core banking ledger, with Vault Payments, a high-throughput payments processing system. The technology helps organisations replace legacy banking systems, launch and configure financial products, process global payments, manage ledgers and modernise operations with greater speed and flexibility. Serving the banking and financial services industry, Thought Machine supports digital transformation, core migration, payment orchestration, product innovation and scalable, always-on banking services for both established institutions and fast-growing challengers.